Capital.com minimum deposit: How to deposit money

You can start with a nominal amount and reap the benefits of your investments. There are a lot of benefits of trading with Capital.com. The foremost is that you can easily afford the initial investment. 

Another advantage is that there are various payment options that you can use to add money to your brokerage account. The deposit process to update your account balance won’t be much of a task. It is easy to deposit money into your Capital.com account. We will have a step-by-step look at the minimum deposits, payment methods, and a deposit tutorial. Let us start with some information on Capital.com’s minimum deposit amount.

How much is the capital.com minimum deposit?

You need to add the minimum deposit to your account to begin trading with Capital.com. The minimum amount you need to start investing through this online trading platform varies according to the payment method you use. 

Payment method:	Minimum deposit:
Credit/debit cards and Apple Pay	$ 20
Bank transfers	$ 250
Electronic wallets	$ 20

(Risk warning: 78.1% of retail CFD accounts lose money)

The minimum deposit that you make into your account is a kind of initial funding. It is what makes your account operative and eligible to trade. With the help of this minimum deposit, you can start investing your money in various securities traded on Capital.com. 

You can have your picks amongst the highly competitive and marketable securities traded globally. If you are a beginner in investing, you can start with only $20, which you can add to your account through your credit/debit cards. You can also use Apple Pay to fund your Capital.com account. 

However, if you want to fund your trading account through a bank transfer, you will have to deposit a minimum of $250. So, you can choose the payment method depending on the amount with which you want to start trading. 

Available deposit methods

If you are not sure about which method to use while funding your Capital account, you can have your choice amongst the following options:

1. Credit cards
2. Debit Cards
3. Bank transfers
4. Electronic wallets
5. Online payment methods like PayPal

Depositing money into your Capital.com account is as easy as making an online purchase. You must keep all the details of your debit or credit cards handy to save time. 

While funding your account with a bank transfer for the first time, you should remember that you must deposit a minimum of $250. It is the Capital.com minimum deposit amount, but it does not mean that it is all you can deposit. 

Provided you are an experienced trader; you can even deposit the amount you wish.

Capital.com’s minimum deposit amount for payments through credit and debit cards is only US$20. 

It makes it a flattering platform for beginners because they can step into the world of trading with only $20.

(Risk warning: 78.1% of retail CFD accounts lose money)

How can you use payment methods at capital.com?

You can use your credit/debit cards to fund your Capital.com account. Let us tell you how to use these payment methods and deposit money into your Capital.com account.

1. Credit/Debit Cards

Just like you use your credit/debit cards to buy stuff online, you can use them to fund your trading account. All you are required to do is enter the details of your card and approve the payment. Your trading account will get credited with the amount that you enter.

2. Bank Transfer

Bank transfers are the easiest and the most commonly used payment method at Capital.com. You can enter your bank account details after choosing bank transfer as your payment method. Again, you need to approve the payment, and your account will get credited with funds. 

You should also enter the reference number generated by Capital.com in the comments. Capital.com will identify your payment and update you on receiving the same in its account through this reference number. 

Are there Capital.com deposit fees?

If you are wondering if the online trading platform will charge you a fee to deposit funds into your account, you can take a sigh of relief. Capital.com does not charge any deposit fee from its clients. So, you can deposit any amount of funds without worrying about the broker charging you for trading through it. 

Capital.com Deposit Fee

$0

However, you might have to bear an additional cost or a fee for processing your deposit. Your bank or the payment gateway might charge you a convenience fee to transfer the balance into your trading account. You might have to incur the only amount to credit your trading account with funds. Other than this, there is no question of Capital.com charging you a deposit fee. 

(Risk warning: 78.1% of retail CFD accounts lose money)

Available currencies for deposits:

Every online trading platform deals with its clients in a base currency. Base currency means the form in which the platform holds your deposits. Some online brokers offer their clients more than one trading account in different base currencies. 

It is crucial to know this because you can get charged a currency conversion fee if you wish to deposit funds in a different currency. Capital.com supports the fund deposits in major currencies like USD, EUR, and GBP. 

So, if you wish to open your trading account with Capital.com with EUR as the base currency, you can do it without any problem. If you want to deposit in a minor currency not supported by Capital.com, you must bear a currency conversion fee. 

Capital.com will convert your deposit into a major currency after charging a nominal conversion fee from you.

How long does it take for your account to credit with funds?

The funds get credited shortly into your trading account after you approve the payment. However, the transfer duration can vary according to the payment method that you choose. For instance, bank transfers can take a long time to get your trading account credited than credit/debit card transfers. 

Payment Method	Time involved
Bank transfers	2-3 working days
Credit/Debit cards	Instantly or may take a few hours

If you want to fund your trading account with Capital.com minimum deposit through a bank transfer, you should keep in mind the time involved in the transfer. If you wish to start trading on a particular day, a lack of funds during that time can render you incapable. 

You must ensure that you add funds to your account 3-5 days before the time when you want to buy your favorite stock. Therefore, you should deposit funds into your trading account on time to avoid missing out on any opportunities.

Now we know about the minimum deposits and available payment methods. Let us look further at the process of depositing funds into your Capital account. 

(Risk warning: 78.1% of retail CFD accounts lose money)

How to deposit funds- Tutorial?

There are three basic steps to deposit minimum funds and invest your money through Capital.com. Those steps are described briefly below.

#Step 1 Creating your account

First of all, if you want to start trading with Capital, you should open your trading account with the online trading platform. It is a simple task to sign up for a Capital.com account. You only need to provide your personal details like your name, age, address proof, and other relevant information mentioned by Capital.com.

You might have to attempt a quiz while signing up for a trading account. It will help both you and the trading platform know the extent of your financial knowledge. Accordingly, it will suggest the investments you can consider if you are a beginner.

(Risk warning: 78.1% of retail CFD accounts lose money)

#Step 2 Depositing funds into your trading account

The next step to credit Capital.com minimum deposit into your account is to select the option ‘Add Funds.’ Clicking on this option will show you all the payment methods available in your region. Credit/debit cards and bank transfers form Capital.com’s most common payment methods. You can choose any of these when you want to fund your account. 

There is no need to get worked up about funding your account through your credit /debit cards or bank transfer. Adding funds through these methods is similar to making an online purchase.

When you select your desired option, a payment window will appear on your screen. Here, you can type the details of your debit or credit card. If you wish to deposit funds into your trading account via bank transfer, you can enter your bank account details. 

After this, you need to enter the reference number that the broker provides in the comments section. It will help the broker identify the deposit and credit it into your account so that no party has to undergo any inconvenience.

#Step 3: Reviewing your transaction

After you have successfully managed to add funds to Capital.com’s minimum deposit, you only need to wait for these funds to reflect in your account. It might take some time for the fund to transfer from your account to the account of Capital.com. 

The time involved in this transaction to succeed depends upon the payment method you choose. Payments through cards such as debit cards or credit cards may reflect instantly in your account. 

It might take a few hours also. However, payments made through bank transfers can take longer. It might take up to 3-5 business days for funds to credit into your trading account when you use Bank transfers.

Once Capital.com receives your funds and credits them into your account, it sends you an e-mail notification for the same. This notification will help you assure that your Capital.com Minimum deposit has been received. Now, you can begin trading and earning profits on your investments with Capital. 

(Risk warning: 78.1% of retail CFD accounts lose money)

Why is Capital.com the right choice for you?

Trading with Capital.com is simple. If you are a beginner, you can quit being skeptical about making a massive investment through this online trading platform. You can start your initial investment with any amount of your choice. You can increase the scale of your investment after learning the basics. 

Capital.com uses artificial intelligence that analyses your trading behavior and suggests appropriate stock in which you should invest accordingly. To know the strength of your financial decisions, you can start with a demo account. 

You can use your demo account for some time, and after learning the basics of the market, you can step into the real-world market. Also, Capital.com takes utmost care to secure the data of its clients. So, you need not stress about data theft or breach when you are trading with this online trading platform. 

It is one of the most trusted and reputed trading platforms used by millions of investors across the globe. So, it is all the more a good reason for you to begin investing with Capital.com with a minimum deposit of only $20. 

Conclusion: Start with a minimum deposit of $ 20 on Capital.com!

Capital.com is by far the most trusted and user-friendly online trading platform. It is also one of the oldest brokerage firms helping investors put their money in the right securities. As a new trader, you will have a smooth experience with Capital.com. The minimum deposit amount is relatively less compared to the other trading platforms.

Capital.com is free from any deposit or withdrawal fee from its clients. It means that you can deposit or withdraw funds into your account without paying any extra fees for the same. The deposit and the withdrawal process are simple, so you won’t have to undergo any hassle. 

Capital.com operates with the help of artificial intelligence that helps investors engage in smart trading. You can also look at useful information about the stock market on the website. 

From time to time, it also updates the information related to the market and extends support to the investors through its webinars. All in all, Capital.com is the right fit for you if you want to start your investing journey. You can also learn new things and improve your market investments and financial decision-making capabilities. 

(Risk warning: 78.1% of retail CFD accounts lose money)

FAQ – The most asked questions about Capital.com minimum deposit :

(Risk warning: 78.1% of retail CFD accounts lose money)

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Last Updated on January 3, 2024 by Andre Witzel