Trading with low capital and amounts

Do you want to know how trading with small starting capital and amounts works? – Then you have come to the right place. Many beginners ask themselves the question: How much seed capital should we start trading with? This makes many traders insecure when it comes to opening their first live account because traders often want to start by trading real money with very small amounts. In the following texts, we will show you a complete guide on how to trade with small investment amounts.

Online Trading with small capital
Trading with small capital

Does online trading work with small accounts?

Online trading with small amounts works just as well as trading with large amounts. Thanks to Forex and CFD trading, traders are already possible with stakes ranging from a few euros to cents. Accounts with a small deposit of a few Euros can already be opened. Many brokers offer a real money account opening already from 0$ or a few 100$.

We recommend it to the trader, who wants to start with small starting capital and amounts, to start with the Forex and/or CFD Trading. Other financial products require a higher capital of several thousand Dollars. The minimum Forex and CFD trading amounts used by the trader are often in the range of $10 – $50. Here the leverage of the financial product and the trading platform plays a decisive role.

Cent accounts for forex and CFD Trading

Very few providers and brokers offer so-called cent accounts. In these cent accounts, the normal position size is divided by 100. So they trade with the normal position sizes, but these are only worth 1/100. This allows the trader to invest with just a few cents. In the following texts, we will introduce you to a suitable provider.

Trading with a small account is possible:

  • Trades are possible with just a few cents of use
  • Opening an account with a broker works with just a few Dollars
  • Almost every asset is available to you via CFD (difference contract)

Which broker offers trading with small starting capital?

Thanks to growing competition and the Internet, 90% of online brokers today offer account opening with very small seed capital. You can open a live account for as little as 0$ or simply try the trading platforms in the free demo account. The possibilities for adaptable capital employment are actually boundless.

Test one of our recommended providers now:

The best brokers for traders in our comparisons – get professional trading conditions with a regulated broker:

Free account:
# Spreads from 0.0 pips
# No commissions
# Best platform for beginners
# No hidden fees
# More than 3,000+ markets
Live account from $ 20:
Open your free account

(Risk warning: 78.1% of retail CFD accounts lose money)
2. RoboForex
# High leverage up to 1:2000
# Free bonus
# ECN accounts
# MT4/MT5
# Crypto deposit/withdrawal
Live account from $ 10
Open your free account

(Risk warning: Your capital can be at risk)
3. Vantage Markets
# High leverage up to 1:500
# High liquidity
# No requotes
# MT4/MT5
# Spreads from 0.0 pips
Live account from $ 200
Open your free account

(Risk warning: Your capital can be at risk)

Cent account with RoboForex

The RoboForex cent account, for example, is suitable for a minimum deposit of only $10. The risk is broken down to a few cents because the position size scaling is in the cent range. In principle, the $10 deposit is handled as a $ 1000 deposit. There are then 1000 Dollarcents.

Cent account with RoboForex

Select from over 36 currency pairs and metals. CFD trading on commodities and stocks is not possible. However, high leverage of up to 1:2000 can be used. Overall, this account is a good opportunity to trade very small amounts. However, the trading fees are higher than in a normal account.

Facts of the cent account:

  • Trade with a few cents of risk
  • Minimum deposit is only $ 10
  • 50+ currency pairs and metals
  • Regulated and secure Online Broker
  • Easy deposit and withdrawal
  • Leverage up to 1:2000

Trading with less money – Tips and tricks:

When trading with a small account, you should consider a few important factors, which we present to you in the following points. Small account traders tend to make the same mistakes over and over again.

We can tell you from our over 6 years of experience in the financial markets that trading is profitable. Profits and losses are just as possible with a small account as with a large account.

Tips and tricks:

  1. Many traders tend to trade large positions relative to account size. Even with a small account, pay attention to sensible risk management of 1 – 2% of the total account per position.
  2. Too much leverage can endanger the small account. The larger the leverage (multiplier), the higher the risk can be. However, the trader ultimately determines the position size himself.
  3. If you can’t manage a small account, you probably won’t be able to manage a larger account.
  4. Trading with a small account takes as much time as trading with a large account.


It does not matter if you are trading with small amounts or big amounts. In principle, there are only numbers that change.

Deposit and withdrawals for low capital accounts

Capitalize the trading account with known payment methods (bank transfer, PayPal, credit card, and more). Brokers usually do not charge a fee for deposits and withdrawals.

In most cases, the deposit works in real-time and the withdrawal is processed within 24 hours. You always have access to your funds at the broker, so to speak.

Deposit and withdrawal methods for trading with small accounts and money
  • Use electronic methods for direct capitalization.
  • Regulated and secured brokers’ payout money within a few hours.
  • In most cases, there are no fees for your transactions.
  • Sometimes the minimum deposit amount depends on the payment method.

Trade more than 3,000+ markets from 0.0 pips spread without commissions and professional platforms:

(Risk warning: 78.1% of retail CFD accounts lose money)

Checklist for the minimum deposit:

Do you want to start trading? Then read my short checklist. In addition, we can also recommend our best 10 trading tips to avoid mistakes and losses.

1. Invest only the capital you can afford to lose

Trading can be very risky. The markets can change uncontrollably at any time. Especially beginners make a lot of mistakes and gain experience. A trader should invest in speculations only the money, which he can also lose.

2. Learn to deal with small starting capital

In our opinion, a trader should first become profitable with small sums. Then he can slowly increase his stakes and capital.

3. Use a sensible risk management

From our experience, risk management is a very important issue. We have already lost a lot of money due to wrong risk management. Make sure that the investment is only a minimal percentage of the total capital. Too high a risk has a very strong emotional effect on people.

Can you lose more money than your deposit?

Many beginners rightly ask if you can lose more than you actually deposited when trading online. A few years ago this was possible due to the obligation to make additional deposits. Currently, 99% of the regulated brokers in Europe and internationally offer protection against negative account balances. In order to get an account balance into a negative state, you need miserable management and extreme market situations.

Conclusion: Trading with little money and a deposit is possible

What was impossible a few years ago has now become the norm. With the upper recommended Online Brokers you can start trading with a small starting capital. They offer you a very large selection of financial products.

Conclusion: In our experience, trading with small capital requires the same attention as large capital. There is only one difference between the numbers. Every profitable trader can make a profit even with small amounts.

Small amounts are the best way to get a feel for real money trading. Should you trade successfully with small capital you can also dare to invest more money and open larger trades.

Good luck with trading.

Trading with low capital is possible for retail traders. You can directly invest in any market you want with financial products like CFDs or Forex.

Trusted Broker Reviews Logo

Trusted Broker Reviews

Experienced traders snide 2013

Trade more than 3,000+ markets from 0.0 pips spread without commissions and professional platforms:

(Risk warning: 78.1% of retail CFD accounts lose money)

FAQs- The most asked questions about Trading with low capital:

How can a trader protect their capital?

Trading with a stop-loss is essential to managing risk. The most successful traders always use a risk-to-reward ratio to guide their trading decisions – low risk, high potential profit is always the way to go. Diversifying trades is also important since it protects you from erratic price movements and market-wide fluctuations.  

How to trade with small capital?

Let’s say a trader has $1000 to trade with. To make significant profits, they will need to make every trade count. This trader should be comfortable putting 5-10% of their net capital in every position. However, if the trader had $10,000 in their account, being more cautious and investing 1-2% per trade is the best way to go.

Is it wise for traders to put 20% of their capital in a single position?

When an experienced trader comes across the perfect setup, taking a big risk might be the right move. But their trade thesis must indicate traction, the market should supply an attractive entry price, and all the data collected must point in a specific direction. 

How to trade with small capital without violating the pattern day trading rule?

Traders with less than $25,000 in their account are limited to three day trades a week. A day trade is a position opened and closed on the same day. So long as traders limit themselves to three day trades weekly, the pattern day trading rule won’t be violated.

See other articles about online trading:

Last Updated on January 27, 2023 by Arkady Müller